This is often referred to as subrogation. If your health insurance is Medicaid, Medicare or an ERISA plan, it will almost certainly be entitled to a portion of your settlement. For other health insurance, it depends. Regardless, there are almost always steps that can be taken to reduce and sometimes convince health insurance to reduce or even waive health insurance. However, the insurance adjuster for the at fault driver will act on your behalf and are happy to reimburse health insurance fully. We have saved our clients hundreds of thousands of dollars that would otherwise be taken out of their settlement by negotiating down health insurance subrogation.
If you want to learn more, have questions or to get more tips and have your case evaluated free of charge, call us at (402) 476-4400 or visit us at atwoodlawyers.com.